Elder Law Calculators — United States

Free elder law calculators for United States: Estimate nursing-home costs, Medicaid spend-down, look-back penalties, and long-term-care planning for seniors and families. Get instant estimates using current United States legal rules — no signup, private in your browser, and free to embed on your site.

Nursing Home Cost Calculator
Estimate nursing home costs in the US by state, annual private-pay totals, and how much you must spend…
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Medicaid Spend-Down Calculator
Calculate your Medicaid spend-down: how much of your countable assets must be spent before qualifying…
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Medicaid Look-Back Penalty Calculator
Calculate your Medicaid 5-year look-back penalty: divide gifts by your state penalty divisor to estimate…
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Long-Term Care Insurance Calculator
Estimate how much long-term care insurance you need in the US. Projected LTC costs, expected…
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Assisted Living Cost Calculator
Estimate monthly and annual assisted living costs in the US by state, including care-level add-ons and…
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Home Care Cost Calculator
Estimate in-home care costs in the US, weekly and annual totals, and how Medicaid HCBS waivers or VA Aid…
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Medicaid Income Cap Check Calculator
Check whether your income exceeds the 2024 Medicaid long-term care income cap (~$2,829/mo) and whether a…
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Spousal Impoverishment Allowance Calculator
Calculate the 2024 Community Spouse Resource Allowance (CSRA) and MMMNA income allowance that protect a…
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Reverse Mortgage Calculator
Estimate your HECM reverse mortgage proceeds to fund elder care. Based on age, home value (up to the…
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Guardianship Cost Calculator
Estimate the cost of a guardianship or conservatorship in the US, including attorney fees, court filing…
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About our Elder Law calculators for United States

LexScale.ai offers 10 free elder law calculators for United States — part of the largest free legal-calculator library in North America, with 400+ tools across 23 practice areas, every one available in Canadian and US versions. Each elder law calculator gives an instant, private estimate using current United States statutory rates and standard legal formulas, with no signup and nothing sent to a server.

What you can calculate

Nursing Home Cost Calculator · Medicaid Spend-Down Calculator · Medicaid Look-Back Penalty Calculator · Long-Term Care Insurance Calculator · Assisted Living Cost Calculator · Home Care Cost Calculator · Medicaid Income Cap Check Calculator · Spousal Impoverishment Allowance Calculator · Reverse Mortgage Calculator · Guardianship Cost Calculator

How accurate are they?

Our elder law calculators use up-to-date statutory rates, provincial and state data, and the same formulas lawyers and courts rely on. They are designed for planning and research — actual outcomes depend on your specific facts, jurisdiction, and judicial or agency discretion. Rates are reviewed and updated as laws change. For decisions that matter, confirm the numbers with a licensed lawyer.

Canada and United States coverage

Legal rules differ sharply between the two countries, so every elder law calculator is built in a Canadian version (using provincial rules) and a US version (using state-level rules). You are viewing the United States edition; switch countries any time from the calculator hub.

Free to embed

Law firms and legal sites can embed any of these elder law calculators free — each has a one-click embed that drops an interactive widget onto your own site, with a "Powered by LexScale.ai" link and no API key required.

Elder Law Calculators — FAQ

Are these elder law calculators free?
Yes. Every elder law calculator on LexScale.ai is 100% free, needs no signup, and runs entirely in your browser — nothing you enter is sent to a server. You can use them as many times as you like.
Do these calculators work for United States?
Yes — this page is the United States edition. Each elder law calculator uses United States-specific rules, and most are also available in the other country's version. Results reflect current statutory rates and standard legal formulas for United States.
How accurate are the elder law calculators?
They use current United States statutory rates, provincial/state data, and standard legal formulas to give reliable planning estimates. Exact outcomes depend on your facts, jurisdiction, and the discretion of courts or agencies, so confirm important numbers with a qualified lawyer.
Can I embed these elder law calculators on my law firm website?
Yes. Every calculator has a free embed option — click 'Embed this calculator' on any calculator page to copy an iframe snippet. It includes a 'Powered by LexScale.ai' attribution link, and no API key or account is required.
Which elder law calculator should I use?
Start with the one that matches your question. This section includes Nursing Home Cost Calculator, Medicaid Spend-Down Calculator, Medicaid Look-Back Penalty Calculator, Long-Term Care Insurance Calculator and more. Each calculator explains what it estimates and links to related tools so you can move between them.
Are these calculators legal advice?
No. They are free educational estimating tools, not legal advice, and do not create a lawyer-client relationship. For advice on your specific situation, consult a licensed lawyer in your jurisdiction.

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