How much does a separation agreement cost in Canada?
A simple separation agreement where both parties largely agree typically costs $3,000–$8,000 combined (both lawyers). A complex agreement with property, pension, business, support, and parenting disputes can cost $15,000–$40,000 or more. Mediation first (then having lawyers review the agreement) dramatically reduces cost compared to having lawyers negotiate from scratch.
Do I need a lawyer to sign a separation agreement in Canada?
Legally you don't need a lawyer, but you absolutely should have one. Without independent legal advice, a separation agreement can be set aside by a court if one party claims they didn't understand it or signed under duress. Both parties having their own lawyer provides legal protection and makes enforcement much easier.
What should a separation agreement include?
A comprehensive separation agreement should cover: division of property and debts (including the matrimonial home), spousal support (amount, duration, or waiver), parenting arrangements (primary residence, decision-making, schedule), child support (table amount and Section 7 expenses), and pension or retirement account division. It should also address RRSP rollovers and life insurance beneficiary designations.