How is the EI benefit rate calculated in Canada?
Employment Insurance pays 55% of your average insurable weekly earnings, up to a maximum weekly benefit of $668 in 2024 (based on maximum insurable earnings of $63,200/year). To calculate: divide your total insurable earnings in the qualifying period by the number of weeks worked (typically your best 14–22 weeks), then multiply by 55%. Higher-income earners hit the maximum benefit ceiling and do not receive the full 55%.
How many weeks of EI can I receive in Canada?
The number of weeks of EI regular benefits ranges from 14 to 45 weeks, depending on: (1) the unemployment rate in your region, and (2) the number of insurable hours you accumulated in the qualifying period (52 weeks before your claim). Regions with high unemployment rates and more insurable hours result in more weeks of benefits. The maximum of 45 weeks applies in regions with unemployment above 13.1%.
Can I collect EI if I was fired in Canada?
If you were dismissed without cause (laid off), you are generally entitled to EI. If you were dismissed for cause (serious misconduct), you may be disqualified from EI for the duration of a 'disqualification period.' If you voluntarily quit without 'just cause' (a valid reason recognized by Service Canada, such as harassment, unsafe conditions, or following a spouse), you are typically disqualified. Each case is assessed individually by Service Canada.