Distracted Driving Penalty Calculator — Canada

Ontario uses escalating penalties. A first conviction is a $615 fine (up to $1,000 if you fight it and lose), 3 demerit points and a 3-day licence suspension. A second is up to $2,000, 6 points and a 7-day suspension. A third or subsequent is up to $3,000, 6 points and a 30-day suspension.

Yes in most provinces. Ontario adds 3 points on a first conviction and 6 on later ones; Alberta adds 3; Quebec adds 5; British Columbia adds 4 penalty points plus a Driver Risk Premium for repeat offences.

Yes. Ontario suspends your licence for 3, 7 or 30 days depending on how many prior convictions you have. Novice and graduated (G1/G2, N) drivers face immediate suspensions and possible removal from the graduated program even on a first offence.

A distracted driving conviction typically increases premiums by roughly 15% to 25%, and the conviction stays on your record for three years. Multiple convictions can push you into high-risk insurance.