DISABILITY BENEFITS CALCULATORS

CPP Disability Benefit Calculator โ€” Canada

Calculate your total CPP Disability benefit: the flat-rate portion, the earnings-based portion, and any children's benefit for dependent children.

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The CPP retirement pension you had accrued. See your Statement of Contributions.
Children under 18 (or 18โ€“25 in full-time study) qualify for the flat children's benefit.

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Disclaimer: CPP-D figures are current-year estimates; Service Canada calculates the actual amount from your contribution record. Rates change annually. Not legal or financial advice.

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The facts that brought you here often raise a second question; the disability accommodation cost calculator answers the most common one, while the disability vs retirement benefit calculator and the disability contribution eligibility calculator cover the questions that usually follow.

Frequently Asked Questions

How much is CPP Disability?
CPP-D combines a flat-rate portion paid to everyone plus 75% of the CPP retirement pension you earned through contributions, up to an annual maximum. Recipients with dependent children also receive a flat children's benefit per child.
What is the children's benefit under CPP Disability?
If you receive CPP-D and have dependent children (under 18, or 18โ€“25 in full-time study), each child receives a flat monthly children's benefit. It is a fixed amount per child, not tied to your earnings.
Who qualifies for CPP Disability?
You must have a severe and prolonged disability that prevents substantially gainful work, be under 65, and meet the contributory requirement (generally valid contributions in 4 of the last 6 years).
Do CPP-D amounts change every year?
Yes. The flat-rate portion, maximum benefit, and children's benefit are indexed to inflation and adjusted each January. This is a current-year estimate.

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